Unsurance: California Homeowners and Utilities Face Off With Fire

Published on January 4, 2021

Bring in the ethicists, actuaries and silviculturists to figure out how to insure homeowners who buy lots at the edge of wilderness that gets more combustible each year. Then, to really complicate things, reckon with the costs to insure utilities in the same territory. In California, nobody from the insurers who won't market to some homes to the state officials capping insurance rates has fashioned a workable solution. Here's a look at the problem set in an ongoing search for security.

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